- Offers full line of purchase mortgages, including FHA and VA loans.
- Has low-down-payment options that don’t require private mortgage insurance.
- Has nearly 700 branches across all 50 states.
Bank of America
- One of the largest banks in the world with thousands of branches across the U.S.
- Offers a range of products, including fixed, adjustable, jumbo, FHA and VA loans.
- Create an account to upload documents, download loan disclosures, e-sign and more.
- Specializes in loans to borrowers with lower credit scores; minimum score 550 in some cases.
- Offers down payment assistance programs through housing authorities in some states.
- Requires online education course for borrowers.
New American Funding
- Uses manual underwriting to evaluate borrowers, which allows more flexibility to approve loans.
- Offers a broad range of loans, including FHA, fixed-rate and adjustable-rate mortgages; minimum score 580.
- Offers multiple down payment assistance and grant programs.
- Has hundreds of high marks and positive reviews on sites such as the Better Business Bureau and Yelp.
- Boasts a more than 95% customer satisfaction rate.
- Provides a completely digital mortgage platform for both refinance and purchase customers.
- The biggest online mortgage lender in the U.S.
- Fully automated process that imports employment and income data, credit scores, property information and more.
- Provides a loan decision in minutes.
- Offers customers a variety of refinance options.
- Provides fixed, adjustable, jumbo, FHA, VA and Home Affordable Refinance Program loans.
- You can apply online, in a branch or by phone.
- Offers refinance mortgages with no origination fees or broker commissions.
- Minimum 620 credit score qualification.
- Automated suggestion engine will determine if there are steps you can take to lower your rate.
- Offers a full line of purchase mortgages, including FHA and VA loans.
- Has low-down payment-options that don’t require private mortgage insurance.
- Available in all 50 states.
- The largest FHA lender in the nation.
- Has a full complement of mortgage products for buying and refinancing.
- Offers a technology-friendly loan process with access to mortgage advisors.