Annual FeeRewards RateBonus ValueAnnual Rewards
$95

Waived first year

1.0%
$625

Card Details

  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 in travel when you redeem through Chase Ultimate Rewards

  • Named a ‘Best Credit Card’ for Travel Rewards by MONEY Magazine.

  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases

  • Sleek metal card design

  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening

  • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader

  • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points

  • Travel and shop with confidence with premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more

Pros

  • High rewards rate

Cons

  • A large bonus

  • No foreign transaction fee

  • Cool factor – metal card

  • Rewards redemption bonus through Ultimate Rewards

Cons

  • Has annual fee

  • Best for savvy travelers

Rewards over 2 years

TotalPer Year
Sign up value$625$208
Rewards from spending$1584$528
Annual Fee($190)($63)
Annual Rewards$2019$673
$95

Waived first year

2.3%
$575
  • $736

  • Apply Now
  • on American Express’s secure website.

Card Details

  • Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.

  • No Foreign Transaction Fees on international purchases.

  • Receive free in-room, premium internet access. Booking requirements apply.

  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.

  • Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.

  • $0 introductory annual fee for the first year, then $95.

  • Terms and conditions apply.

  • View Rates and Fees

Pros

  • High rewards rate

  • No foreign transaction fee

Cons

  • Has annual fee

  • Needs excellent credit

  • Rewards only valuable if you stay at Starwood properties frequently

Rewards over 2 years

TotalPer Year
Sign up value$575$192
Rewards from spending$1822$607
Annual Fee($190)($63)
Annual Rewards$2207$736

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